PRIVACY POLICY

 

RHJR BROKERAGE GROUP CORP. (“we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy describes how we collect, use, store, and disclose your information when you visit our website, use our digital insurance quote tools, or communicate with us regarding business or personal insurance policies (collectively, the “Services”).

1. Information We Collect

To provide you with accurate insurance quotes and manage your policies, we collect several types of information:

  • Personal Identifiers: Name, email address, physical mailing address, phone number, and date of birth.

  • Commercial & Asset Information: Information regarding your business (industry, payroll, revenue, operations), property details (for home, condo, or coastal coverage), vehicle details (for auto or motorcycle coverage), and current insurance policy expiration dates (“X-Dates”).

  • Device and Usage Data: IP address, browser type, operating system, and data collected via cookies or tracking pixels regarding how you interact with our website.

2. How We Use Your Information

We use the information we collect to run our day-to-day operations and serve you efficiently:

  • Insurance Quoting and Underwriting: Submitting your data to our independent carrier networks (e.g., automated raters, E&S markets) to find you the best comparative coverage rates.

  • Customer Support & Account Management: Processing Certificate of Insurance (COI) requests, managing renewals, and adjusting existing policies.

  • Marketing & Communications: Sending you automated policy renewal reminders, text messages (SMS) you have opted into, or email updates about new coverage options.

  • Compliance: Meeting legal, regulatory, and financial compliance requirements under New York State insurance laws.

3. Sharing and Disclosure of Information

As an independent brokerage, we do not sell your personal data to third parties. We only share your data under the following conditions:

  • Insurance Carriers & Underwriters: We share relevant asset and business data with insurance providers to secure policy quotes on your behalf.

  • Service Providers: Trusted third-party vendors who assist us with our website hosting, Agency Management Systems (AMS), and automated email/SMS tools.

  • Legal Requirements: If required by law, subpoena, or regulatory bodies governing the insurance industry within the State of New York.

4. SMS & Mobile Communications Privacy

By providing your mobile number to us, you consent to receive transactional and promotional text messages.

  • No Third-Party Sharing: Mobile phone numbers collected for SMS text messaging purposes will not be shared, sold, or rented to third-party marketers or affiliates for their own promotional purposes.

  • Opt-Out: You can text STOP to any message at any time to opt out of future text messaging.

5. Cookies and Tracking Technologies

Our website uses cookies to enhance user experience, track local SEO metrics, and run high-intent digital advertising campaigns (such as Google Ads). You can choose to disable cookies through your individual browser settings, though doing so may impact the functionality of our interactive quote forms.

6. Data Security

We implement industry-standard security measures, including data encryption and secure API integrations with our CRM and Agency Management Systems, to guard your data against unauthorized access. However, please note that no method of transmission over the internet is $100\%$ secure, and we cannot guarantee absolute security.

7. Children’s Privacy

Our website and services are intended strictly for adults and business entities. We do not knowingly collect personal data from anyone under the age of 16.

8. Changes to this Privacy Policy

RHJR BROKERAGE GROUP CORP. reserves the right to update this Privacy Policy at any time. Any changes will become effective immediately upon being posted to this page. We encourage you to review this policy periodically.

9. Contact Us

If you have any questions, comments, or data removal requests regarding this Privacy Policy, please reach out to us at:

RHJR BROKERAGE GROUP CORP.

Email: legal@rhjrinsurance.com

Last updated: August 6, 2026