Comprehensive Insurance Coverage tailored for New York Businesses & Families.

We shop 20+ top-rated carriers to save you time and money.

Navigating NY Insurance: Key Compliance and Savings Gaps You Must Know.

Car Insurance

Auto

NY state minimums ($25k/$50k) won't cover a serious multi-car accident in modern traffic. Learn how an Umbrella policy can protect your assets.

Home Insurance

Home

Standard NY Home Policies exclude Flood and Water Back-Up. Does your current coverage have these crucial protections?

Business Insurance

Business

As an independent broker, we compare 20+ carriers to build a custom Commercial package that fits NY law and your budget.

Worker Compensation

Worker's Comp

Strict NY compliance is mandatory. Let us simplify the process for your small business.

Our Proven 3-Step Path to Savings & Compliance

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Request A Quote

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Our Independent Experts Analyze 20+ Carriers

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Compare Custom Solutions & Save

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Frequently Asked Questions

Why should I choose RHJR Brokerage over buying directly from an insurance company?

When you go directly to a single insurance carrier, you only get their prices and coverage options. As an independent broker, we work for you, not the insurance company. We partner with over 20 top-rated carriers, allowing us to objectively shop the market on your behalf to find the best rates, maximize discounts, and secure comprehensive coverage tailored to your specific needs.

How does RHJR Brokerage find the best rate for me?

Our team analyzes your coverage requirements and submits your information across our network of 20+ partner carriers. We compare quotes, deductibles, and policy terms side-by-side to deliver the most competitive rates you qualify for—saving you time, stress, and hassle.

What insurance products do you offer?

We offer a full suite of personal and commercial insurance solutions in New York, including:

  • Personal: Auto, Home, Condo/Co-Op, Renters, Motorcycle, Umbrella, and Pet Insurance.

  • Commercial: Business Owners Policies (BOP), General Liability, Commercial Auto, Landlord Insurance, and Worker’s Compensation.

How do I get started with a quote?

Getting started is quick and simple! You can select the specific coverage you need on top of this page, or call us directly at (516) 234-7388 to speak with one of our experts.